A Christian-based story of personal, professional & business hardship, also suffered by millions of others throughout the 2008 2013 Recession, this book details how the author applied many of the 13 Steps To Riches in Think & Grow Rich to defeat the prospect of bankruptcy & move from a 6.50 ($10) per hour job to a UK tax-paid equivalent annual income of 250,000 ($400,000). This book explains how the author Conceived, Believed & Achieved this. For those ready to Take ACTION & R.S.V.P. Read, Study, Visualise & Perform for success, this book is for you! John A Murray is a Napoleon Hill Foundation Student working towards Leadership Certification. All royalties go to charity, at least 50% of which will always go to the Napoleon Hill Foundation.